VA Loans
Do you know your options for secondary financing on your home through the VA loan program?
In the past fiscal year alone, the government has guaranteed VA loans totaling more than $63 billion, so there isn’t been a better time to utilize your benefits as a veteran and apply for a VA loan or a VA refinance today.
Several mortgage lenders participates in the Veterans Affair loan program, and you can apply for a VA loan with one of these lenders. You will need to get a Certificate of Eligibility from the VA to prove to your lender that you are eligible for a VA mortgage. However, in some cases it may be possible for the VA to establish eligibility without your proof of service. I would suggest providing the certificate to avoid any possible delays.
Most lenders have access to the ACE (automated certificate of eligibility) system - and can establish eligibility and issue an online Certificate of Eligibility. This system is an Internet based application so I suggest that veterans talk to their lenders about this method of obtaining a certificate.
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